.transfer-hero {
  padding: 108px 0 102px;
  color: #fff;
  background: radial-gradient(circle at 78% 44%, rgba(219, 164, 58, .4), transparent 18%), linear-gradient(122deg, #050d1c, #112d5a 58%, #081325);
}

.transfer-hero .container {
  max-width: 1030px;
}

.transfer-hero__eyebrow,
.transfer-section-heading > p,
.transfer-notice p,
.transfer-action > div > p {
  margin: 0 0 11px;
  color: #f4cd76;
  font-size: .72rem;
  font-weight: 900;
  letter-spacing: .16em;
}

.transfer-hero h1 {
  max-width: 780px;
  margin-bottom: 18px;
  font-size: clamp(2.8rem, 6vw, 5.1rem);
}

.transfer-hero h1 span {
  color: #f3ca70;
}

.transfer-hero p:not(.transfer-hero__eyebrow) {
  max-width: 680px;
  margin-bottom: 30px;
  color: #d5ddec;
  line-height: 1.8;
}

.transfer-section-heading {
  max-width: 640px;
  margin: 0 auto 38px;
  text-align: center;
}

.transfer-section-heading h2 {
  margin-bottom: 9px;
}

.transfer-section-heading span {
  color: #696762;
  font-size: .88rem;
}

.transfer-step-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  margin: 0;
  padding: 1px;
  list-style: none;
  background: #d8c79d;
}

.transfer-step-grid li {
  min-height: 275px;
  padding: 30px 24px;
  background: #fff;
}

.transfer-step-grid span {
  color: #b1781d;
  font-size: .8rem;
  font-weight: 900;
  letter-spacing: .1em;
}

.transfer-step-grid h3 {
  margin: 29px 0 9px;
  color: #25201a;
  font-size: 1.13rem;
}

.transfer-step-grid p {
  margin: 0;
  color: #6a6863;
  font-size: .84rem;
  line-height: 1.7;
}

.transfer-notice {
  padding: 68px 0;
  background: #151617;
  color: #fff;
}

.transfer-notice__layout {
  display: grid;
  grid-template-columns: .78fr 1.22fr;
  gap: 70px;
  align-items: center;
}

.transfer-notice h2 {
  margin: 0;
  color: #fff2bd;
}

.transfer-notice ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.transfer-notice li {
  padding: 14px 0 14px 24px;
  border-bottom: 1px solid rgba(255, 255, 255, .13);
  color: #ddd9cf;
  font-size: .9rem;
  line-height: 1.6;
}

.transfer-notice li::before {
  content: "✓";
  margin-left: -24px;
  margin-right: 11px;
  color: #f0c66b;
}

.transfer-action {
  background: #f3f0e9;
  text-align: center;
}

.transfer-action__inner {
  max-width: 760px;
}

.transfer-action h2 {
  margin-bottom: 25px;
}

.transfer-action__faq {
  display: block;
  width: fit-content;
  margin: 20px auto 0;
  border-bottom: 1px solid currentColor;
  color: #9d6716;
  font-size: .85rem;
  font-weight: 800;
}

@media (max-width: 900px) {
  .transfer-step-grid { grid-template-columns: repeat(2, 1fr); }
  .transfer-notice__layout { grid-template-columns: 1fr; gap: 28px; }
}

@media (max-width: 620px) {
  .transfer-hero { padding: 72px 0 67px; }
  .transfer-step-grid { grid-template-columns: 1fr; }
  .transfer-step-grid li { min-height: 0; padding: 25px 22px; }
  .transfer-step-grid h3 { margin-top: 18px; }
  .transfer-notice { padding: 52px 0; }
}